Summary: Vio Bank is an online-only banking division of MidFirst Bank, one of the largest privately held banks in the United States. Launched in 2018, Vio Bank focuses on providing deposit accounts with competitive interest rates.
Here’s a look at the products and services offered by Vio Bank:
Vio Bank doesn’t charge any monthly account fees or overdraft fees. However, there are a handful of fees you may encounter as a VIO Bank customer.
Read more: What are bank fees, and how do I avoid them?
Here’s a look at some of the perks and drawbacks of banking with Vio Bank:
Pros
Cons
Vio Bank representatives are available via phone during the following hours:
Customers can also submit a form to be contacted by a banking representative.
Additionally, Vio Bank offers a mobile app on the App Store and Google Play with a rating of 4.6 and 2.9 stars, respectively. Customers can use the app to check account balances, search transactions, deposit checks on the go, and access statements and tax documents.
Read more: 10 best mobile banking apps of 2025
Vio Bank is a division of MidFirst Bank, which is an FDIC-insured bank. This means that deposits are insured up to the federal limit of $250,000 per depositor, per institution, per ownership category.
Vio bank’s routing number is 303087995.
Vio Bank is owned by MidFirst Bank, the largest privately owned bank in the US.